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Group745
Group745
Group745
Group745
Group745
Group745

Debt, Debt, Debt

12/09/2019
Advertising Agency
Toronto, Canada
10
Share
Agency / Creative
Media
Production
Post Production / VFX
Editorial
Music / Sound

Every year, thousands of Canadians go into credit card debt preparing for the holidays, which often leads to big bills and interest payments in the New Year. Interac® Debit, Canada’s debit payment service, wanted to remind people to Have a Merry January by using their own money instead. In this cinematic spot, we see a last-minute holiday shopper in a toy store as the worry of credit card debt causes her imagination to run wild. 

About Zulu Alpha Kilo

Trade publications have written that Zulu Alpha Kilo (Z.A.K. for short) stands out as a ‘maverick global indie agency’ within the fiercely competitive advertising industry dominated by global holding companies. Launched in 2008, we’re proud that our shop has built a reputation over the years as an industry outlier and one of the most respected independent agencies in the world. 

In 2016, Ad Age named us Small Agency of the Year and in 2017, 2021 and 2022, International Small Agency of the Year. We were featured as one of Forbes Top 100 Innovators of 2018, The Drum’s Agency of the Year 2021, and Campaign US 2021 Independent Agency of the Year. For three years running, Fast Company has recognized our work in their World Changing Ideas issue. In 2022, we were listed among the top ten independent agencies in the world in Cannes, One Show and D&AD, based on a body of effective, breakthrough work. 

 We were founded on the belief that the world needs more creativity. It’s what drives all our decision-making. There is just so much ineffective, badly crafted work in the world that never gets noticed, has zero impact and is a waste of client budgets. We are here to change all that.

When you truly embrace creativity as a competitive advantage, you will see it transform your world and your business. We’ve witnessed this over and over with our own clients. 

And, as a purpose-driven company, we also use our creativity to do good in the world by supporting causes we truly believe in. 

With 180 staff in New York, Toronto, and Vancouver, Z.A.K. is a magnet for top global talent. Want to change your world as a marketer? Let’s fight sameness together.